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Guidelines for Adding and Updating Bank Accounts on the GST Portal

This guide details the essential process of adding and updating bank account information on the GST portal for seamless compliance. It outlines a step-by-step procedure for new additions and explains how to modify existing details, including reasons for changes. Maintaining accurate bank data is crucial for efficient refund processing, invoice linking, and avoiding GST notices.

📖 3 min read read🏷️ GST Registration

Properly managing bank account information within the GST portal is crucial for smooth Goods and Services Tax compliance, whether for new registrations or business detail changes. Incorrect or outdated bank details can lead to GST notices and operational disruptions. This guide provides a step-by-step explanation for adding, modifying, and updating bank accounts on the GST portal.

Procedure for Adding Bank Accounts to the GST Portal

To add a new bank account to your GST profile, follow these steps:

  1. Access the official GST portal at https://www.gst.gov.in and log in.
  2. Navigate through: Services > Registration > Amendment of Non-Core Fields.
  3. Select the 'Bank Accounts' tab.
  4. Click 'Add New' to initiate the process of adding a new bank account.
  5. Input the necessary bank details: * Bank Account Number * Type of Account (Savings/Current) * IFSC Code * Bank Name and Branch
  6. Upload one of the following supporting documents: * Cancelled Cheque (preferably with the business name printed) * Bank Statement (showing account holder’s name, account number, IFSC) * First page of Passbook
  7. Select 'Save'.
  8. Finalize the application submission using: * DSC (Digital Signature Certificate) – required for companies/LLPs * EVC (OTP-based) – for proprietors/others

Updating Existing Bank Details on the GST Portal

Situations requiring a bank detail update on the GST portal include changing your main bank, closing an account, or modifications to IFSC or branch codes. To alter current bank account details, follow the same initial steps used for adding an account, but choose 'Edit' instead of 'Add'. Remember to specify the amendment date and the reason for the change. This process is done through: Services > Registration > Amendment of Non-Core Fields. Maintaining up-to-date bank account information is essential for efficient refund processing, proper invoice linking, and overall compliance tracking. Note: You may add a maximum of 10 bank accounts under a single GSTIN. Ensuring your bank details are current and verified on the GST portal is a critical aspect of GST compliance. This facilitates smooth operations for tasks like refund processing and e-invoicing. Regularly reviewing your registered bank information is highly recommended.

Frequently Asked Questions

What is a GSTIN?
A Goods and Services Tax Identification Number (GSTIN) is a unique 15-digit alphanumeric code assigned to every registered taxpayer under the GST regime in India. It is essential for all GST-related transactions and compliance.
Who is required to register for GST in India?
Businesses exceeding a certain annual turnover threshold (which varies by state and type of goods/services) are generally required to register for GST. Certain businesses, irrespective of turnover, also need compulsory registration, such as inter-state suppliers or e-commerce operators.
Why is an IFSC code necessary for bank details on the GST portal?
The Indian Financial System Code (IFSC) is a unique 11-character code used to identify bank branches involved in electronic funds transfer systems in India. It ensures that funds are accurately directed to the correct bank and branch during GST-related transactions, such as refunds.
What documents are typically accepted as proof of bank account for GST registration?
Commonly accepted documents for bank account verification include a cancelled cheque (with the business name printed), the first page of a bank passbook, or a bank statement showing the account holder's name, account number, and IFSC code.
What are 'Non-Core Fields' in the context of GST registration?
Non-Core Fields in GST registration refer to details that can be amended without requiring approval from tax authorities, such as bank account information. Changes to these fields are typically updated instantly upon submission, though bank verification might take additional time.