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A Comprehensive Guide to Registering and Logging into SBI Mobile Banking and YONO Apps

This article offers a comprehensive guide to SBI mobile banking, covering the registration and login processes for both YONO SBI and YONO Lite apps. It details various activation methods, including SMS, ATM, and branch visits, alongside step-by-step instructions for YONO SBI login. The guide also outlines a wide array of services available through the apps, SMS codes for specific functions, customer support options, and procedures for password resets and mobile number updates.

📖 5 min read read🏷️ Mobile Banking / SBI YONO

State Bank of India (SBI) mobile banking empowers customers to conveniently manage their accounts, transfer funds, and pay bills securely. This is primarily facilitated through the YONO SBI and YONO Lite applications. To begin utilizing these services, users must first complete the mobile banking registration process. Once registered, the YONO SBI login ensures smooth access to a wide array of banking functionalities at any time and from any location.

SBI Mobile Banking Applications

SBI provides two distinct mobile banking applications tailored to different user needs:

App NamePurposeKey Features
YONO SBIAn integrated banking and lifestyle platformFund transfers, bill payments, comprehensive account management, shopping options, travel and movie ticket bookings, UPI payments, QR code scanning, and YONO Cash for cardless ATM withdrawals.
YONO Lite SBIDesigned for essential banking operationsFund transfers (NEFT/RTGS/IMPS), quick transfers without adding beneficiaries, bill payments, mobile and DTH recharges, ATM card management, mPassbook, and mini statements.

Users can select YONO SBI for a complete digital experience or opt for YONO Lite SBI for fundamental banking tasks.

Initiating SBI Mobile Banking Registration

For individuals who do not possess existing Internet Banking credentials, registering for SBI mobile banking is a simple process, requiring only an ATM card and the mobile number linked to their account. Within the SBI mobile banking application, users should select the "New User Registration" option. The application will then guide them through various steps, including providing their account number, CIF number, ATM card details, and completing any necessary verification.

Activating SBI Mobile Banking

Several methods are available for activating SBI mobile banking services:

Via SMS

  1. From your registered mobile number, send an SMS with the text MBSREG to 9223440000 or 567676.
  2. You will receive an SMS containing a temporary User ID and a default MPIN.
  3. Download either the SBI YONO or YONO Lite SBI app from your preferred app store.
  4. Open the app and log in using the provided User ID and default MPIN.
  5. When prompted, change the default MPIN to a unique, secure personal MPIN of your choice. This new MPIN can then be used for future YONO SBI logins, which are necessary each time you wish to access SBI mobile banking services.

Via SBI ATM

  1. Insert your SBI debit card into any SBI ATM.
  2. Select “Mobile Registration” on the ATM screen.
  3. Choose “Mobile Banking Registration.”
  4. Enter and confirm your registered mobile number.
  5. An SMS confirmation will be sent upon successful registration.

Via Branch Visit

  1. Visit your designated SBI home branch.
  2. At the help desk, request the Mobile Banking Registration Form.
  3. Complete the form with your account details and the mobile number you intend to link.
  4. Submit the form along with any required identification proof.
  5. You will receive an SMS confirmation once the bank processes your request.

SBI YONO Login Procedures for Mobile Banking

To access SBI mobile banking functionalities through the most current versions of the YONO SBI or YONO Lite apps, a YONO SBI login is required. Follow these steps to complete the mobile banking login process:

Prerequisites

  • SBI Mobile Banking App: Ensure you have downloaded either the YONO SBI or YONO Lite SBI app from your device's app store (Google Play Store or Apple App Store).
  • Credentials: If you are already registered for net banking, use your Internet Banking username and password. If you are registered only for mobile banking, use your User ID and MPIN.

Steps for YONO SBI Login

  1. Locate the SBI YONO or YONO Lite app on your smartphone and tap to open it.
  2. Enter your Internet banking username and Internet banking password.
  3. Tap the "Login " or "Submit " button.
  4. For enhanced security, you might receive a One-Time Password (OTP) on your registered mobile number. Input this OTP into the designated field.
  5. Once your credentials (and OTP, if applicable) are verified, you will successfully be logged into your SBI mobile banking app. This YONO SBI login is essential for every access to SBI mobile banking.

SBI Mobile Banking SMS Codes for Various Services

Customers can access a range of SBI mobile banking services by sending an SMS to 9223440000. The table below outlines various services and their corresponding SMS formats:

ServiceSMS format to be sent to - 9223440000
Get User ID and MPINMBSREG
Change MPIN<Smpin><UserId><Old Mpin><New Mpin>
Balance Enquiry<Sbal><UserId><Mpin>
Mini Statement<Smin><UserId><Mpin>
Fund Transfer<IMPS><Mobile No><MMID><amount><User ID><MPIN><Purpose(optional field- up to 20 char-Alpha numeric)>
Mobile Top Up<Stopup><UserId><Mpin><Service provider name of the mobile no to be topped><Mob no ><Amount>
DTH Top Up<Sdth><UserId><Mpin><Service Provider><DTH serial number><amount>

SBI Mobile Banking Customer Support

For assistance with SBI mobile banking, customers can utilize the following contact methods:

PurposeContact MethodContact Details
SBI Mobile Banking SupportToll-Free Number1800 11 2211
SBI Mobile Banking SupportToll-Free Number1800 425 3800
SBI Mobile Banking SupportWebsiteOfficial SBI Website (for FAQs and helpful info)

Resetting Your SBI Mobile Banking Password

If you forget your YONO SBI login or SBI mobile banking MPIN (password), a reset can be performed directly through the app. Simply tap the "Forgot MPIN " (or "Forgot Password ") option and adhere to the on-screen instructions. This process typically involves providing your account details and, for verification, may require ATM card specifics and answers to security questions.

How to Update Your Mobile Number with SBI Bank

To ensure successful YONO SBI login and continued access to services, customers must update their SBI Bank account with any new mobile number. The following steps should be followed:

  • Visit your nearest SBI Bank branch and submit a request to change your registered mobile number.
  • Provide all necessary documentation, such as identity and address proof.
  • Once the change is processed, you will be able to use your new mobile number for mobile banking purposes.

Understanding SBI Mobile Banking Transaction Limits

Transaction limits within SBI mobile banking are determined by your specific account type and the chosen security configurations. In most situations, these limits can be adjusted, or reverted to default settings, either through the app's settings menu or by contacting SBI customer service.

Linking Your Mobile Number to an SBI Bank Account

It is essential to link your mobile number to your SBI account to enable YONO SBI login. The procedure is as follows:

  • Visit your nearest SBI Bank branch and submit a formal request to link your mobile number with your account.
  • Provide the required documentation, including proof of identity and address.
  • Once the linking is complete, you can proceed to register for mobile banking using your newly linked mobile number.

Comprehensive SBI Mobile Banking Services

SBI mobile banking provides an extensive range of services, including:

  • Inter and intra-bank fund transfers
  • Bill payment functionalities
  • Requests for new cheque books
  • Real-time balance inquiries
  • Access to mini statements
  • Demat account inquiries
  • Ability to add and manage beneficiaries
  • DTH recharge services
  • IMPS (Immediate Payment Services)
  • Merchant payments (M Commerce)
  • Postpaid bill payment options
  • Tools to manage and schedule bills
  • TDS inquiries
  • Online nomination facilities
  • SBI Life Insurance premium payments
  • Instant opening or closing of Fixed Deposits (FDs) and Recurring Deposits (RDs)
  • Requests for new credit cards
  • Debit card blocking or activation
  • Investment opportunities in Mutual Funds

SBI mobile banking offers a secure and streamlined banking experience via the YONO SBI and YONO Lite SBI applications. From initial registration and activation to the subsequent YONO SBI logins, each step is designed for user-friendliness and accessibility.

Frequently Asked Questions

What is the difference between YONO SBI and YONO Lite SBI?
YONO SBI is a comprehensive app offering banking and lifestyle services like shopping, travel bookings, and cardless ATM withdrawals. YONO Lite SBI is designed for essential banking functions such as fund transfers, bill payments, and mini statements.
Can I register for SBI mobile banking without an ATM card?
While an ATM card simplifies online registration, you can also register by visiting an SBI branch to submit a registration form, or by sending an SMS to initiate the process and then completing it via the app.
How do I retrieve my forgotten User ID for SBI mobile banking?
If you forget your User ID, you can send an SMS with MBSREG to 9223440000 or 567676 from your registered mobile number to receive a temporary User ID and default MPIN. You may also need to visit a branch for assistance.
Is it possible to manage my credit card and debit card through SBI mobile banking?
Yes, SBI mobile banking allows you to manage both your debit and credit cards. You can block or activate your debit card and even request a new credit card directly through the app.
Are there any charges for using SBI mobile banking services?
Generally, basic SBI mobile banking services like balance inquiry, mini statement, and fund transfers are free. However, specific services or transactions might incur charges as per SBI's policy, which users should verify on the official website or through customer care.